Transparency & Trust
Important
Disclosures.
We believe in complete transparency. Please read the following disclosures regarding our role, limitations, and services.
About Pahwa Financial Services
Pahwa Realtors & Financial Services (“Pahwa Financial Services”, “we”, “our”, “us”) operates as a loan facilitation and support service. The information provided on this website is intended to help users understand our role, limitations, and disclosures related to financial services.
1. Nature of Our Services
- • We are not a bank, NBFC, or financial institution.
- • We do not provide loans directly.
- • We assist customers by connecting them with regulated banks and NBFCs based on eligibility and requirements.
- • Our services include guidance, documentation coordination, and application support only.
- • Final loan decisions are solely made by the respective lending institutions.
2. No Guarantee of Loan Approval
- • Submission of an enquiry or application does not guarantee loan approval.
- • Loan approval, interest rates, loan amount, tenure, and terms depend on applicant profile, credit history, lender policies, and regulatory norms.
- • All final terms are communicated directly by the lender.
3. Fees, Charges & Compensation
- • We do not charge any upfront or processing fees from customers for loan facilitation services.
- • We may receive a commission or referral fee from banks or NBFCs upon successful loan disbursal.
- • Any processing fees, interest, penalties, or other charges are determined by the lending institution and disclosed by them separately to the applicant.
4. Interest Rates & Loan Terms
- • Interest rates, repayment schedules, and loan conditions vary by lender and borrower profile.
- • Rates and terms displayed or discussed are indicative only and not binding.
- • Applicants are advised to review all lender-issued documents carefully before accepting any loan offer.
5. Preliminary Eligibility Assessment
- • Eligibility checks conducted by us are preliminary in nature.
- • Final credit assessment, approval, and disbursal are conducted by the lender after document verification.
6. Data Sharing & Privacy
- • Customer information is shared only with explicit user consent.
- • Data may be shared with Partner banks, NBFCs, Authorized loan processing agents, and Technology service providers.
- • We do not sell personal data. Please refer to our Privacy Policy for detailed information.
7. Limitation of Liability
- • Pahwa Financial Services is not responsible for lender decisions or delays.
- • We are not liable for changes in interest rates or loan terms.
- • We are not responsible for any losses arising from reliance on lender-provided information.
8. No Endorsement or Affiliation
- • Logos, names, or trademarks of banks and NBFCs displayed on this website are for informational purposes only.
- • Such display does not imply endorsement, sponsorship, or exclusive partnership unless explicitly stated.
9. Regulatory & Legal Compliance
RBI Fair Practices Code
Applicable Indian Laws
Digital Personal Data Protection Act, 2023
Google Financial Services Policies
10. Contact Information
For any questions regarding these disclosures, please contact:
Pahwa Financial Services
J-9/18, Rajouri Garden, New Delhi – 110027
+91 99991 18718 / +91 99991 76857