Get the Best Home, Renovation Loan or
Refinance & Reduce EMI.
Buying or renovating your dream home shouldn’t come with confusion, hidden charges, or high interest rates. At Pahwa Financial Services, we help you secure loans starting from 7.5% by comparing offers from multiple leading banks and NBFCs, all in one place.
Instead of approaching banks one by one, we do the hard work for you — you choose the best deal.
Check Eligibility
Get a callback in 10 mins
Home Loan Balance Transfer
& Refinancing
If you’ve already taken a home loan and feel your interest rate is high, we can help you switch your existing loan to a bank or NBFC offering lower rates.
At Pahwa Financial Services, we compare refinancing offers from multiple lenders to help you:
- Lower your interest rate
- Reduce your monthly EMI
- Save lakhs over the loan tenure
- Get better loan terms & flexibility
Whether your loan was taken years ago or recently, refinancing at the right time can make a big financial difference.
Check Refinance SavingsWhy Refinance Through Us?
"Instead of negotiating with banks yourself, we find you the best refinancing deal — you choose what works best for you."
Why Choose Us for Your Home Loan?
Lowest Rates @ 7.5%*
We don’t push a single bank. We compare multiple lenders to find you the lowest interest rate (starting from 7.5%) based on your profile.
Multiple Bank Partners
We work with top public & private sector banks, ensuring better approval chances, flexible terms, and faster processing.
Personalized Solutions
Your income, credit score, property type, and loan amount matter. We recommend the best bank specifically for you.
Faster Approval
Our direct bank coordination helps you get quicker approvals with reduced paperwork and hassle-free service.
Transparent & Honest Guidance
No hidden charges. No false promises. Just clear communication and complete transparency throughout your home buying journey.
True Cost Calculator
Many borrowers focus only on the interest rate, but the Annual Percentage Rate (APR) reveals the true cost of your loan by including processing fees and other charges.
Why APR Matters?
A lower nominal rate with high fees might cost you more than a slightly higher rate with zero fees. Use this tool to compare apples with apples.
How Our Process Works
Submit Details
Fill the form in less than a minute.
Eligibility Check
We evaluate your profile across banks.
Compare Offers
We share the lowest interest rate options.
Documentation
Our team assists you with paperwork.
Disbursal
Get your loan disbursed smoothly.
Why Compare Banks Through Us?
Going directly to one bank limits your options. Through us, you get better rates, higher approval chances, and one point of contact for multiple banks.
Home Loan Options We Offer
New Home Purchase Loans
For buying ready-to-move-in apartments or flats.
Home Construction Loans
Funding to build your home on a plot you own.
Home Loan Top-Up
Get extra funds on top of your existing home loan.
Home Renovation & Improvement
POPULARDon't use a costly Personal Loan. Fund your kitchen upgrade, flooring, or repairs at much lower Home Loan rates.
Who Can Apply?
- Salaried Individuals
- Self-Employed Professionals
- Business Owners
- First-Time Home Buyers
Even if your case is complex, we’ll guide you honestly on the best possible outcome.