Our Commitment to
Privacy & Data Security.
Pahwa Financial Services (“we”, “our”, “us”) is committed to protecting the privacy and personal information of users (“you”, “your”) who visit our website or use our services.
01. Information We Collect
We may collect the following types of information when you visit our website, submit a form, or contact us:
a) Personal Information
- Full name
- Phone number
- Email address
- City / location details
b) Financial & Professional Information
(Only when voluntarily provided)
- Employment or business details
- Income range
- Loan requirements
- Credit-related information (for eligibility assessment only)
c) Technical & Usage Information
- IP address
- Browser and device details
- Pages visited and interaction data
- Cookies and similar tracking technologies
02. How We Use Your Information
Your information is used strictly for legitimate business purposes, including:
- Assessing loan eligibility
- Contacting you regarding your enquiry
- Connecting you with relevant banks, NBFCs, or lending partners
- Improving our services and user experience
- Advertising performance measurement and analytics
- Legal, regulatory, and compliance purposes
We do not sell your personal data.
03. Consent
By submitting your details through our website forms, phone calls, or other contact methods, you explicitly consent to the collection, processing, storage, and sharing of your information as described in this Privacy Policy.
You also consent to being contacted via:
- Phone calls
- SMS
for service-related communication.
04. Data Sharing & Disclosure
We may share your personal data only when necessary with:
- Partner banks and NBFCs
- Authorized loan processing agents
- Technology and analytics service providers
- Advertising platforms such as Google Ads (for call & conversion tracking)
- Government or regulatory authorities when legally required
All third parties are required to maintain confidentiality and data protection standards.
05. Cookies & Tracking Technologies
We use cookies and similar technologies to:
- Understand website usage
- Improve performance
- Track advertising conversions (including call tracking)
You may disable cookies via your browser settings, but this may affect website functionality.
06. Data Retention & Security
We retain personal data only as long as necessary to fulfill the purpose for which it was collected or as required by applicable laws and regulations.
We implement reasonable technical and organizational measures to protect your data against:
- Unauthorized access
- Disclosure
- Alteration
- Misuse
However, no system can be guaranteed 100% secure.
08. User Rights (India – DPDP Act, 2023)
You have the right to:
- Request access to your personal data
- Request correction or update
- Request deletion of your data (subject to legal obligations)
- Withdraw consent at any time
Requests can be made by contacting us using the details below.
09. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.
10. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
11. Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us: